Now in early access

Your insurance owes you money.
We'll get it back.

You pay out of pocket for medical appointments. Your insurance probably covers part of it. We handle everything — getting your paperwork, filing your claim, tracking your reimbursement.

Free to join · $15 per visit reimbursed · No upfront cost

$80–120
average reimbursement
per medical visit
~70%
of PPO plans cover
out-of-network visits
$15
flat fee per visit —
you keep the rest

How it works

Four steps.
Zero effort on your end.

We've automated the entire out-of-network reimbursement process — from collecting paperwork to tracking your check.

1
Sign up and tell us your provider's name
That's all we need to get started. No forms to fill out, no paperwork to track down yourself.
2
We collect your documentation
We contact your provider directly and get your superbill — the receipt your insurance needs to process a reimbursement.
3
We file your claim
We submit your claim to your insurance company and follow up if anything comes back incomplete.
4
You get reimbursed
Your insurance pays you directly. We charge $15 per visit claimed — only when we successfully submit.

Pricing

Simple and transparent.

Founding member pricing
$15
per visit submitted
  • We collect your superbill from your provider
  • Full claim submission to your insurer
  • Follow-up on denials and corrections
  • Reimbursement status tracking
  • Works with all major PPO plans
Join the waitlist

How we compare on a $350 visit

The “5% Rule” — what other platforms charge

ServiceHow they chargeFee on $350 visit
MentayaThey charge 5% for every claim they file, regardless of whether the patient gets a check or it just goes toward the deductible.$17.50
ThrizerThey charge 5% only if the patient chooses to pay their "Copay only." If the patient is just trying to meet their deductible, Thrizer is FREE.$17.50 (or $0)
Isha HealthFlat $15 per visit — cheaper than the 5% platforms at this price point, and you always know exactly what you'll pay.$15.00

FAQ

Common questions.

Does my insurance cover out-of-network medical visits?
Most PPO plans include out-of-network benefits that cover a portion of your medical costs. HMO plans typically do not. After signing up, we'll verify your benefits before submitting anything.
What if my provider isn't familiar with superbills?
We handle that. Our team contacts your provider directly with clear instructions. Many of our partner providers use Isha Health's documentation tools, which generate superbills automatically.
Is my information secure?
Yes. We are HIPAA-compliant and use encrypted storage for all health information. We only access the minimum information needed to process your claim.
What if my claim is denied?
We follow up on denials and resubmit corrected claims at no additional charge. If a claim ultimately cannot be collected, you are not charged the $15 fee.
When do I pay the $15 fee?
We charge $15 per visit at the time of claim submission — not when you receive reimbursement. This covers our work regardless of your insurance's processing timeline.